Chase Sapphire Preferred vs Reserve

chase-sapphire-preferred-vs-reserve
Chase Sapphire Preferred

VS
Chase Sapphire Reserve

Rewards & Points
Point Earning Rate
2X points on travel and dining at restaurants
3X points on travel immediately after earning your $300 travel credit and on dining

Bonus Points Offer
60,000 points after spending $4,000 in the first 3 months
60,000 points after spending $4,000 in the first 3 months plus an additional $300 travel credit

Fees & Costs
Annual Fee
$95
$550

Foreign Transaction Fees
0%
0%

Travel Benefits
Travel Insurance
Basic travel insurance included
Comprehensive travel insurance including trip cancellation and interruption

Airport Lounge Access
No access
Access to over 1,300 airport lounges worldwide

Additional Features
Purchase Protection
Protection for 90 days
Protection for 120 days

Ultimate Rewards Program
Points redeemable for travel, cash back, or gift cards
Points redeemable for travel, cash back, gift cards, and exclusive experiences